Are Financial Advisors Still Relevant in a Digital World?
Are you wondering if an advisor could bring value to your financial planning? From breaking down misconceptions to finding the right fit, this eBook is worth reading if you want to see how a financial advisor might benefit you in today’s digital world.
How to Prioritize What’s Important In Your Budget
Creating a budget is an important part of meeting your financial goals. But when you first sit down to make a budget, how do you prioritize which goals are the most important?
See how you can identify which parts of your budget matter most.
#financialplanning #householdbudget
Is Your Retirement Highway in Need of Some Roadwork?
Somewhere along your road to retirement, you should pull to the side and look at your “map.” Will your road to retirement be a smooth one or filled with potholes? How far down the road is your retirement and have you packed enough financial resources to last the journey?
Regardless of your current location, it’s important to recognize that the road to retirement is constantly changing. In fact, the financial bags you’ve packed may only take you so far.
#retirementplanning #financialplanning #financialtips
Tips for Women to Build Financial Independence
Traditionally, women have been the caretakers of both the older and younger generations of their families. But providing care for family members is becoming increasingly difficult, as doing so may require a leave of absence from work and drain one’s bank account.
Such income disruptions greatly affect a woman’s ability to save money, plan for retirement, and maintain financial security. In addition, older married women often provide care for their elderly husbands. But who will help you when you require assistance?
#financialindependence #financialplanningforwomen
6 Hidden Costs of Homeownership
Buying a home is a big decision. The cost of the home isn't just about the monthly mortgage payment—there are other factors to watch out for.
Learn more about the true cost of purchasing a home and seven hidden costs you should consider.
#mortage #propertytaxes #privtatemortageinsurance
October is National Financial Planning Month
This month during National Financial Planning Month, it is the perfect time to consider the benefits of finding a trusted financial advisor.
Check out these five tips to finding an advisor who understands you and your family.
#NationalFinancialPlanningMonth #FinancialPlanners
6 Questions About 529 Plans
If you’re saving for your child’s higher education, you probably have a lot of questions besides “When did college get so incredibly expensive?” One popular savings tool that might puzzle you the most is the 529 Plan.
Our advisors can help you determine how a 529 Plan could work for you and your loved ones.
#529plan #collegeexpenses #collegesavings
How to Handle a Retirement Shortfall
Saving for retirement in today's economy can be a monumental challenge. This is especially true if you've just finished paying for your children's college education. But, you can control your financial future by identifying your retirement needs, setting up a retirement savings goal, and making wise investment decisions now.
Summer is a Fantastic Season to Find a Planner
If you haven’t started a financial plan, you’re not alone. A recent survey shows big disconnects between what Americans know they should do financially and what they actually do: while 58% of respondents believe their money planning needs improvement, a third have taken no steps toward such plans.
#financialplanning #omahanebraska
Best Practices for Managing Your Credit
Your credit score can open or close many doors. Read this article to learn how credit scores work so you can build a foundation for a solid financial plan.
#creditscore #financialplanning
Eight suggestions on your way to establishing true financial wellness
August is National Wellness Month, an entire month where we can focus on self-care, managing stress and promoting healthy routines on our way to a lifetime of wellness. And while we all intuitively know that simple, daily actions can have a big impact on our health, sometimes a few reminders can prove helpful.
#financialwellnessmonth #financialplanning #wellness
Education Savings Vehicles
It's never too early to start planning for your child's college fund. Learn about the variety of savings vehicles that are available to help fund your child’s education.
#529 #RothIRA #SavingsAccounts #Trusts
Curb Your Runaway Expenses and Still Have Fun
It’s Friday! Which means it is time to relax and look forward to a fun weekend. But before you rush off to your favorite shopping spot, check out these four tips to reduce your expenses, curb your consumption, and STILL HAVE FUN.
#WeekendPlans #BudgetYourSpending
Existing Home Sales Take a Breather in May – But Not By Much
Looking for market insights for this week? Click here to review recent data from the National Associate of Realtors on the changes in the housing market and vacation homes.
According to the release from the NAR, total existing-home sales – completed transactions that include single-family homes, townhomes, condominiums and co-ops – dropped 0.9% from April to an annual rate of 5.80 million in May. But sales in total were up a stunning 44.6% from just one year ago (May 2020).
#marketinsights #NationalAssociationofRealtors
Subtract Inflation and It All Adds Up!
Gasoline prices as low as 25 cents a gallon? A soda for 15 cents? Surely we aren’t talking about 2021!
Inflation is the increase in the average price level of ALL goods and services. One top consideration when planning your finances is the effects of inflation. If you aren’t sure how inflation will change your long term financial plans, reach out to discuss with a financial advisor.
#FinancialPlanning #Inflation #ConsumerPriceIndex
Why the inflation rate doesn’t tell the whole story
As of May 12, 2021, the April consumer price index shot up a seasonally adjusted 0.8%, the biggest jump since 2008. The year-over-year inflation rate of 4.2% is double what the Federal Reserve has set as its target.
Should consumers be concerned? See what North Carolina State University’s, Professor of Finance, Richard S. Warr has to say on the topic.
#inflationrate #americaneconomy #financialplanning
Summer Means Graduations (and Adulting)
Congratulations to all 2021 Graduates!
Across the country, students are finishing their high school, college, and even graduate school lives, after years of hard work, stress, excitement, and even some boredom. How can these individuals know if they are prepared for their financial transition into adulthood? Our financial advisors can help – give us a call.
#congratualtionsgraduates #graduate2021 #financialplanning
50 Free or Cheap Things to Do With Kids
Summer is right around the corner and with it time to enjoy pleasant weather and time with family and friends.
There is no need to break the bank while keeping kids engaged, check out this list of 50 Free or Cheap Things to Do With Kids!
#freeactivitiesforkids #summeriscoming
25 Financial Tidbits
Check out these 25 Financial Tidbits to help get your financial house in order. No matter where you are in life, you should be able to find several which directly apply to you.
Not sure how to turn your goals into reality? Our advisors can help create a manageable and customized plan fit to your needs.
#financialtips #financialplanning
The Biggest Financial Pressures Facing Retirees (and How to Plan for Them)
This article detailing the financial pressures facing retirees can help you plan or if you have already retired, identify areas affecting you from living your best retirement.
Take the time to reach out to a financial professional to evaluate your plan and discover potential opportunities to do more with your retirement.
#retirewell #retirementplanning #financialplanning
The Financial Planning Process
How can we help reduce your stress this month?
The NMII team is here for you whether you are focused on funding retirement, educating your children, protecting your assets, or coping with unexpected changes to your health, employment, or martial situation. Regardless of your goals, the sooner you are able to start, the better.
#stressawarenessmonth #stressfreeplanning